Cogaint: Inventory Finance Built With AI

Performance-Based Financing for Scaling Brands

AI-powered inventory financing that rewards turnover • $500K-$5M loans • Rates from 10.5% based on performance

The Cogaint Advantage

Transforming how growing brands access capital through performance-based lending

Traditional Lending

  • 18-22% for all businesses
  • 2-8 weeks for decisions
  • Ignores performance metrics
  • Manual underwriting process

Traditional: 18-22%

One-size-fits-all approach

Cogaint

  • 10.5-22% based on turnover
  • Under 24 hour decisions
  • Rewards performance
  • AI-powered analysis

Cogaint: 10.5-18%

Performance-driven rates

ROI Calculator

$1,000,000

Loan Amount

8%

Rate Savings

$80,000

Annual Savings

24 hrs

Decision Time

AI-Powered SKU Intelligence

Solving data fragmentation with machine learning

The Fragmentation Problem

Modern businesses generate rich data, but it's scattered across multiple systems

ERP System

PB-CHOC-001

WMS System

PROTBAR_CHOC

Shopify Store

protein-bar-chocolate

Product Name

Chocolate Protein Bar

Traditional systems see: 4 different products

Leading to inventory confusion, lost sales opportunities, and incorrect financing assessments

Cogaint AI Solution

Advanced machine learning instantly recognizes product relationships across all business systems

1 Unified Product Identified

Chocolate Protein Bar
Confidence: 95% • Quality Score: 92/100
30 sec
Processing Time
95%
Accuracy Rate
90%
Cost Reduction

Business Assessment Engine

Real-time scoring based on operational performance

Company Comparison

VelocitySnacks Co
Food & Beverage
$3,500,000
Annual Revenue
12x
Inventory Turns
82/100
Risk Score
10.5%
Interest Rate
HealthyFoods Inc
Supplements
$1,200,000
Annual Revenue
6x
Inventory Turns
65/100
Risk Score
14.5%
Interest Rate
GourmetSauces Ltd
Specialty Foods
$800,000
Annual Revenue
2.5x
Inventory Turns
42/100
Risk Score
18.5%
Interest Rate

Rate Calculator

See your personalized financing terms

Business Information

$2,000,000
6x annually

Your Results

Adjust the sliders and click "Calculate My Rate" to see your personalized terms